Biblical wisdom for financial decisions. Conversations about managing money according to Christian principles, featuring expert insights on budgeting, investing, giving, and building wealth with purpose.
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God never intended for us to navigate life—or our finances—alone. In the final episode of this 12-part series, Bob and Shawn explore the Biblical importance of seeking wise counsel and explain how Christians can evaluate financial advice through the lens of Scripture. From the character qualities of a trustworthy advisor to the practical questions every investor should ask, this episode offers a framework for choosing counsel that honors God. As the series concludes, listeners are encouraged to remember that financial decisions are ultimately spiritual decisions rooted in faithful stewardship.
The Bible speaks often about inheritance, but its greatest emphasis isn't simply on passing down wealth—it's on passing down wisdom and faith. In this episode, Bob and Shawn explore the Biblical principles behind financial, spiritual, and eternal inheritance, highlighting why preparing the next generation is far more important than the size of the inheritance they receive. You'll discover practical insights on avoiding common inheritance mistakes, protecting wealth for future generations, and placing God at the center of your legacy. More importantly, this episode challenges Christians to leav
Retirement is one of the most widely accepted goals in modern culture, yet the Bible has surprisingly little to say about retirement itself. In this episode, Bob and Shawn explore what Scripture does say about work, purpose, and serving others during the later seasons of life. By examining the Bible's only direct reference to retirement and contrasting it with the more than 500 references to work, he challenges listeners to rethink retirement through a biblical lens. Rather than viewing retirement as an escape from responsibility, Christians are encouraged to see it as an opportunity to serve
In this episode, Bob and Shawn explore God’s design for work and why Scripture consistently presents work as a gift—not a curse. From the Garden of Eden to the teachings of Paul, this conversation reveals how work provides purpose, builds character, creates opportunity, and allows believers to reflect God through diligence and stewardship. You’ll discover how faithfulness in work impacts not only finances, but also relationships, fulfillment, leadership, and spiritual growth. The episode also contrasts the blessings of diligent work with the serious consequences of idleness and laziness descri
In this episode, Bob and Shawn unpack the Biblical connection between honesty, integrity, and lasting financial stewardship. They explain how honesty—truthfulness in words and actions—and integrity—living consistently aligned with God’s values—work together to build trust, strong relationships, and a secure foundation for life and wealth. Grounded in Scripture, this conversation reveals why being faithful in the small things is essential to being entrusted with more. You’ll also discover the real-life benefits of living with honesty and integrity—greater peace, credibility, and stability—as we
In this episode, we explore the Biblical worldview of taxes, laws, and government, and why these topics matter deeply for faithful stewardship. While taxes can significantly impact our financial lives, Scripture reminds us that everything ultimately belongs to God, and believers are called to approach taxation and authority with humility, integrity, and obedience. Drawing from passages like Matthew 22:21 and Romans 13:1–7, we examine why paying taxes honestly and respecting governing authorities are part of living out our faith. We also discuss how the Ten Commandments have shaped moral laws t
What does the Bible actually say about debt and borrowing? While Scripture does not call debt a sin, it consistently warns about its dangers—reminding us that “the borrower is slave to the lender” (Proverbs 22:7). In this episode, we explore the biblical wisdom surrounding debt, the importance of counting the cost before borrowing, and why God’s Word encourages believers to approach financial obligations with humility, prudence, and careful planning. We also discuss the deeper heart issues behind debt—why we borrow, how consumer debt can presume upon an uncertain future, and how financial obli
In Part 5 of our Biblical Worldview of Money and Wealth series, we tackle a challenging but vital question: how do you faithfully provide for family without enabling harmful behavior? Drawing from passages like 1 Timothy 5:8 and James 2:14–16, this episode explores the biblical responsibility to care for those in our household—especially those who are elderly, ill, or truly unable to provide for themselves. Scripture makes it clear that genuine faith requires tangible action and compassionate provision. At the same time, we examine the wisdom of Proverbs and Paul’s teaching on work, reminding
Part 4 of our 12-part series on The Biblical Worldview of Money and Wealth explores the powerful “Ownership Principle” and challenges how we define ownership from a biblical perspective. While we may legally hold title to cars, homes, businesses, investments, and other assets, Scripture reminds us through Psalm 24:1 and Haggai 2:8 that everything ultimately belongs to the Lord. This episode contrasts the role of an earthly owner with that of a manager, helping believers understand that we are stewards entrusted with God’s resources—not ultimate owners. By embracing this truth, money and posses
In this episode, we continue the Biblical Worldview of Money and Wealth series with a deep dive into Biblically Responsible Investing (BRI)—an approach that aligns your investment decisions with your Christian values. You’ll learn how Scripture speaks to ownership, diversification, wisdom, planning, and the dangers of greed, fear, and false hope, reminding us that God owns it all and we are His managers. We explore how believers can honor God through ethical investing, long-term discipline, and thoughtful decision-making that resists cultural pressures and get-rich-quick schemes. This episode
In this episode, we explore The Biblical Worldview of Saving, unpacking why Scripture encourages saving, how much is enough, and when saving can cross the line into hoarding. Drawing from Proverbs and other passages, you’ll learn how God uses even the example of the ant to teach wisdom, preparation, and diligence during times of abundance. We’ll cover the biblical purposes of saving—preparing for emergencies, avoiding debt, providing for family, creating opportunities, and planning for retirement—while also warning against placing trust in wealth instead of God. This episode offers practical s
Bob and Shawn examine why generosity is such a central theme in Scripture and why it has quietly faded from many church conversations. Drawing from passages like Malachi 3:10, Proverbs 3:9–10, and Acts 20:35, we explore how tithing is not about obligation, but about trust, worship, and acknowledging God as the true owner of all we have. The discussion also unpacks the deeper purposes of giving—breaking selfishness, meeting real needs, advancing the Gospel, and reflecting the heart of Christ. Listeners are challenged to move beyond a purely cash-based mindset and consider giving through time, t
In this episode, we introduce a Biblical worldview of money and wealth, uncovering why Scripture speaks so often about finances and stewardship. With over 2,000 verses addressing money, the Bible provides a complete framework for handling wealth in a way that shapes the heart, mind, and soul—moving us from fear and selfishness toward contentment and freedom. We touch on 12 key biblical principles—including giving, saving, investing, ownership, debt, work, integrity, and retirement—that together form God’s design for faithful stewardship. This episode sets the foundation for a 12-part series th
In this episode, we break down the basics of Donor Advised Funds (DAFs)—a powerful charitable giving tool that lets you take a tax deduction now while giving to your favorite ministries or charities over time. You’ll learn how a DAF works, why it’s often more blessed to give than receive (Acts 20:35), and how you can contribute various assets, invest the balance, and recommend grants when you’re ready. We’ll cover the key advantages, common drawbacks, and the wide range of assets you can contribute—from cash and stocks to real estate and even business interests. If you’re looking for a way to
In this episode, we walk through seven smart year-end tax strategies for 2025 that could save you thousands if completed before December 31. With major changes from the new “Big Beautiful Bill”—including higher standard deductions, senior bonuses, and tax-free tips and overtime—you’ll learn why multi-year tax planning is more important than ever. We also touch on the biblical foundation for wise stewardship from Romans 13:6–7. You’ll hear practical tips like maximizing retirement contributions, boosting charitable giving, prepaying property taxes, harvesting losses, making tax-free gifts, dela
Bob and Shawn break down the Biblical Four Uses of Money—Live, Give, Owe, and Grow—to help believers gain clarity and confidence in how they manage the resources God has entrusted to them. Instead of wondering where your money goes each month, this framework offers a simple, God-honoring way to allocate every dollar with purpose. From covering essential living expenses to practicing cheerful generosity, listeners will discover how Scripture provides both guidance and motivation for faithful stewardship. Whether you’re looking to get financially organized or deepen your understanding of steward
In this episode, Three Money Questions Every Christian Needs to Answer (But Most Never Do), we explore what Scripture teaches about stewardship through three vital questions: Who owns it all? How much is enough? And how much can I give away? Drawing from passages like Psalm 24:1, Philippians 4:11-13, and Luke 12:16-21, listeners are challenged to see money and possessions as tools for God’s purposes rather than personal gain, finding true contentment in trusting Him as the ultimate owner. This episode blends Biblical wisdom with practical financial insight to help believers align their money w
How can Christian parents wisely navigate the rising costs of education while honoring their child’s unique, God-given design? In this episode of Christian Financial Perspectives, Shawn and Matthew share six Biblical principles for stewarding your children’s education—from discovering their strengths to choosing the right savings strategies. You’ll learn about state-funded programs, alternatives to traditional college paths, and smart financial tools like 529 plans. Whether you’re just starting to plan or already feeling the pressure, this episode offers practical guidance and encouragement to
If you are trying to figure out how to distribute your inheritance after your passing, then this is the episode for you! Bob and Shawn touch on key points on how a large inheritance can lead to a spending frenzy, a lack of understanding of how long it takes to build wealth, and more dangers when it is not distributed properly. Instead, a large inheritance has various steps and safeguards that can be put in place in order to have a better success rate so that it might last for several generations. The goal should be to pass on not just the wealth, but the wisdom and good money management habits
Have you ever been approached by someone offering financial returns so great that it must be too good to be true? Bob and Shawn discuss the patterns and tactics that these financial wolves may use to lure you and your finances into unwanted territory. Some of these tactics include the ever famous “free, luxury steak dinner” to entice you and peak your interest. However, these financial advisors can be just like “wolves in sheep’s clothing” when it comes to their manipulative tactics that they use. Many of the products they promote are rarely benefiting the consumer, and they actually benefit t
Many have succumbed to the common pitfalls of emotional investing. In this episode, Shawn and Matthew provide some quick, Biblical guidance for avoiding making emotional decisions when it comes to your finances. Unfortunately, emotional investing can lead to poor financial decisions, which in turn can lead to trouble sleeping and being OCD about constantly checking market values. Instead of letting emotions guide our decision making, especially when it comes to the ups and downs of the market, it can be important to take a step back and take a long-term, disciplined approach to investing.
“The grass is always greener on the other side” is a famous phrase that far too many people succumb to, especially when it comes to comparing their financial situations and investment returns to others. Shawn and Matthew highlight the importance of not comparing your investment returns to others since every financial situation is unique based on household, expenditures, goals, and more! They cover why each investment portfolio is unique, and why investors should focus on the importance of understanding one’s financial goals and meeting those. Some key questions to consider after listening are:
One quote you may have heard before is that, “History is doomed to repeat itself.” Bob and Shawn take this quote to heart as they discuss the various times in history that the stock market has plummeted and then come back, thus repeating itself over and over again. They look at some of the most famous “crashes” of the last 50 years, break down their causes, and then discuss the after effects of the market. Some of these famous events include: 1973-1974 oil embargo, Black Monday in 1987, And the market volatility during the COVID-19 pandemic. Despite significant market drops during these events
One of the biggest stressors as humans probably has to do with our finances. Almost everything requires a payment, and treating finances in a way that glorifies God is just another add-on that Christians may have, something Christian Financial Advisors calls “Christian Stewardship”. Bob and Shawn discuss Christian stewardship and its relevance in today's society. Christian stewardship is the belief that everything we have, including our time, talents, and resources, is a gift from God to be used responsibly and for His glory rather than only for personal gain. We are his managers of the money,
Have you ever considered rental house income as an extra source to add to your finances? Things may not be as easy as they seem, as rental homes are often not delivering the expected returns for investors, especially in high property tax areas like Texas. Bob and Matthew cover the estimated yield income from a rental home property in comparison to other investment choices. If rental income is something you’re interested in delving into a little more, a better alternative to rental homes may be to invest in a diversified portfolio of publicly traded real estate investment trusts (REITs). Not on
